Personal Banking

Residential Units:

• Finance up to 80%, maximum loan amount 15M EGP

Beach House:

• Finance up to 70%, maximum loan amount 15M EGP

Commercial & Administrative Units:

• Finance up to 60%, maximum loan amount 7M EGP

Requirements:

• Minimum Age for Applicants 25 Years.

Tenor:

• Up to 20 Years

Required Documents:

• National ID
• Recent Utility Bill

Salaried:

• HR Letter
• Bank Statement (6 Months)

Self-Employed:

• Commercial Register
• Tax Card
• Bank Statement (6 or 12 Months)

Professions:

• Syndication Card
• Tax Card
• Bank Statement (6 or 12 Months)

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Financing:

• Financing for residential units only up to 85% of the unit value as a maximum, with a minimum of 15% of the unit value with 3% interest rate decreasing 
• Possibility of financing the maintenance deposit, if any
• The Customer is exempted from registration, insurance, evaluation and mortgage fees
• An expedited payment commission is not applied. However, the customer shall refund the interest rate subsidy (difference of interest rate) as of the granting date till the prepayment date.

Requirements:

• For Egyptians only
• The age of the borrower should not be less than 21 years for employees and 25 years for self-employed persons when applying for financing, and the age of the borrower should not exceed 65 years for all segments on the date of expiry of the financing or the age of reaching retirement age for employees, whichever is earlier, a maximum of 75 years old at loan maturity for pensioners and pension beneficiary
• Maximum unit value 1,400.0000 EGP
• The unit must be finished, utilities, and ready for housing, including permanent housing.
• The maximum net monthly income is 10 thousand pounds for an individual, and 14 thousand pounds for a family.
• The possibility of entering the husband and wife as partners and merging their monthly income
• 40% of the client's net monthly income

Tenor:

• Up to 30 years as a maximum

Required Documents:

• A copy of the last issued and valid national ID for the client and the husband/wife in case the client is married
• Recent Utility Bill

Employees:

• A Recent HR letter
• Print recent insurances
• Bank statement for the last 6 months recent income certificate

Self-Employed:

• Commercial Register
• Tax Card
• Bank Statement (6 or 12 Months)

Professions:

• Syndication Card
• Tax Card
• Bank Statement (6 or 12 Months)

In case of marriage, the income documents of the husband / wife are submitted according to the terms of the Central Bank of Egypt initiative

Apply Now

Financing:

• Financing for residential units only up to 80% of the unit value as a maximum, with a minimum of 20% of the unit value with 8% interest rate decreasing 
• Possibility of financing the maintenance deposit, if any
• The customer is exempted from insurance, evaluation, registration and mortgage expenses
• An expedited payment commission is not applied. However, the customer shall refund the interest rate subsidy (difference of interest rate) as of the granting date till the prepayment date.

Requirements:

• For Egyptians only
• The age of the borrower should not be less than 21 years for employees and 25 years for self-employed persons when applying for financing, and the age of the borrower should not exceed 65 years for all segments on the date of expiry of the financing or the age of reaching retirement age for employees, whichever is earlier. maturity for pensioners and pension beneficiary
• Maximum unit value 2,500.0000 EGP
• The unit must be finished, utilities, and ready for housing, including permanent housing.
• The maximum net monthly income is 40 thousand pounds for an individual, and 50 thousand pounds for a family.
• The possibility of entering the husband and wife as partners and merging their monthly income
• 40% of the client's net monthly income

Tenor:

• Up to 25 years as a maximum

Required Documents:

• A copy of the last issued and valid national ID for the client and the husband/wife in case the client is married
• Recent Utility Bill

Employees:

• A Recent HR letter
• Print recent insurances
• Bank statement for the last 6 months recent income certificate

Self-Employed:

• Commercial Register
• Tax Card
• Bank Statement (6 or 12 Months)

Professions:

• Syndication Card
• Tax Card
• Bank Statement (6 or 12 Months)

In case of marriage, the income documents of the husband / wife are submitted according to the terms of the Central Bank of Egypt initiative

Apply Now